Important Factors In Choosing The Best Car Rental Insurance In California

 

Important Factors In Choosing The Best Car Rental Insurance In California – Check your wallet before you rent a car. One of the benefits of being a member of Costco or BJ’s Wholesale is their partnership with major car rental companies Patrick T. Fallon/Bloomberg via Getty Images file.

 

I have rented cars many times, so I easily recognize this situation as a business or vacation issue. In my case, it’s usually like this. Sweaty and tired, we get off the plane, go to the airport rental car center, and wait in line for about 45 minutes to pick up the car we reserved online. Then I sign all the papers confirming that I want all the insurance payments to be paid, and I am prepared that the final daily rate and the total cost will always be more than what was stated. I will go

 

 

 

Important Factors In Choosing The Best Car Rental Insurance In California

“That’s because all coverage is included,” the customer service agent said when I sat down to explain. “A mine that will protect you from falling!”

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I agree with that comment, but I also want to know if I am wrong. Aside from monitoring the miles and filling up on gas before returning, are there any money and time savings you can make here?

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“Car rental companies like Enterprise and Budget operate with a limited number of vehicles, so they have to anticipate demand weeks in advance so they can have a car ready when your trip is scheduled,” OFA Reservations and business Christine McGrath. Com. “As the peak travel season approaches for car rental companies, book as soon as possible to not only get the best price but also ensure you get the car.”

To save money when shopping online, consider using browser plugins like EBates and coupon code search plugins like Wikibuy. It’s also not a bad idea to search Groupon or LivingSocial for discounts.

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“Renting a car at the airport is almost always more expensive because many cities have surcharges,” says Ted Rothman, industry analyst at CreditCards.com. “This is based on extracting income from them and is easily disguised as a tourist tax, which is often found at airports.”

Rothman says that setting up a rental car at the airport can add 10 to 25 percent to the cost, and just today he was checking rental car prices at the San Francisco airport and found the base price to be $200. $100 plus taxes and fees. “It cost me $50 more to drive into town and rent a car there.”

Blogger Chris Trifilio of FrugalReality.com says he actually saved money by paying for an Uber or Lyft ride from the airport to a rental car center. “Even though I paid $20 for the ride, I did pretty well,” he says.

The biggest expense you incur when renting a car is usually insurance. If you don’t drive regularly (and therefore don’t need or have auto insurance), the first additional insurance you’ll want to purchase is collision liability coverage. This is basic insurance that will indemnify your company for damage to your car if an accident occurs while you own it.

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Now, even if you have your own car insurance, you may still want to get this insurance. Because, as Rothman says, if you’re in an accident, you’re going to have to pay out of pocket, and accidents can happen. . Encourage insurance companies to raise premiums.

But there is a better way, and it’s cheaper. Many credit cards offer basic services as part of their benefits (see NerdWallet’s list of cards with these benefits). The only caveat is that 100 percent of the rent must be paid by card.

Please contact your credit card company to learn about the services they provide. These credit cards usually do not include liability insurance, so you will need to obtain additional liability insurance from the rental car company. Use a credit card if you have one.

Another way to lower rental car insurance premiums is to purchase rental car insurance outside of a rental car agency.

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“A minimum of $6 a day can cover everything,” says Stewart Barrett, director of growth at Cover Genius, RentalCover’s parent company.

Rothman believes this is a smart alternative if you don’t have a credit card.

One of the benefits of being a Costco or BJ’s Wholesale member is their partnerships with major car rental companies.

“My favorite rental car retailer is Costco. After two rentals, my membership paid for itself with the money I saved on the travel site,” says Kelsey Sheehy, personal finance expert at NerdWallet. “You can usually add a driver for free, saving you an extra $12 to $13 per day.”

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“Rental car insurance is also a common benefit to unions and unions, so it’s worth checking to see if they have industry connections,” Rothman says. “If you have AAA, you’ll be fine.”

“My car club membership code recently saved me over 15% off a 5-day one-way rental from Chicago to Florida,” says Triflio. “I almost paid for my annual membership with just one reservation.”

Rossman is not affiliated with the Autoslash car rental service, but uses the site to save on car rentals.

“Enter your goal and we’ll give you a tip,” Rothman said. “The important thing is that you can keep your Costco or AAA membership. And Costco or AAA will look for discounts and coupons online to help you save money. They will record the prices before and after you, so you can get 50% off. two weeks. Even if the monthly rental price drops, you can rebook at a lower price.”

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Packages and packages that include hotels and flights are designed to save you money, but car rentals can end up costing more than if you booked them separately.

Randy Winter, a travel consultant with Passionate Travel, a Virtuoso partner of Classic Travel, says: “‘A free car’ is unacceptable. “In most cases, just a day or two can cover your ‘free’ offer with an extra day or so. , especially if you’re storing your car for more than a week.”

“Paying upfront to save money can be the most expensive decision you make,” says Winter. “Like hotels, advance bookings may look like they can save you money, but they can easily be canceled if you change the time or date of your flight, cancel due to illness, or if you find a cheaper hotel elsewhere. or canceled. You may need to cancel. Please reschedule.”

And that cancellation fee is about $50 (Alamo and Enterprise prices) and if you cancel within 24 hours of your scheduled pickup time, it’s double that.

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It is common for car rental companies to briefly inspect the cars they rent and list any scratches, dents, or surface scratches. This inquiry cannot be too broad. It’s a good picture when you see them, so you don’t recognize them later.

“Always use your cell phone to take pictures of any suspicious teeth or internal defects,” says Winter. “This certification comes with a date and time stamp to help you avoid complaints and charges even after you return your car and lose access to your certification.”

Rental car companies charge for child seats, “between $10 and $15 a day,” Rothman said.

“You’re better off bringing your own,” Rothman said, adding that Barrett might find it cheaper to buy one locally. With programs like 5Miles and Facebook Market, you’re more likely to find cheap items in good condition.

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Another fee that rental car companies will try to bill you for is toll fees. Hertz charges $5.95 for each day you use PlatePass, plus a premium fee. Avis, Alamo, Budget, and Enterprise each charge a $3.95 convenience fee per rental day (up to $19.75 per month) on tolling in certain areas with toll lanes, even if you don’t drive. Masu. happened

“It’s a cumulative fraud,” says Rothman. “Now, many avoid cash, making it difficult to pay in person, so you can pay online (depending on the municipality) or buy a portable transponder. It will cost you a lot of money.”

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